HomeAbout UsThinking of BuyingApply OnlineHomebuyer ResourcesProperty SearchThinking of SellingContact Us

Pre-Qualification.....Is it Really Necessary?
Wondering how much house you can afford?  Many buyers apply for a loan and obtain loan approval BEFORE they find they home they want to buy.  Why?

1.  Generally interest rates are locked for a set period of time.  Unlike using a mortgage calculatoryou will know exactly what your payment will be before making an offer to buy a home


2.  Pre-qualification assures that you will know how much house you can afford and this saves you time so that you only consider homes that you have the ability to purchase. 


3.  PREQUALIFICATION INCREASES YOUR NEGOTIATING POWER.  A seller may choose to offer additonal concessions , such as seller paid closing costs if they know that your financing is secured.


You can also select the best loan package without pressure, all while potentially decreasing your time under contract AND EXPEDITING your Closing!

Property Quick Finder
Untitled
Current Mortgage Rates
HomeAbout UsBuyersApply Online
Mortgage CalculatorProperty SearchSellersContact Us
Homebuyer resourcesHouse Charlotte ProgramHUD $100 DownHUD Indian Home Loan
Monroe Downpayment HelpNC Housing Finance USDA Loan ProgramNC Bond Program
Cureton WaxhawUnion County  NC AreasIndian Trail NCStallings NC
Lake Park NCWaxhaw NCMonroe NCWeddington NC
Wesley Chapel NCMecklenburg  Co. AreasCharlotte NCMatthews NC
MInt HIll NCSouth Carolina AreasFort Mill SCTega Cay SC
Indian Land SC

Complete Dream Properties© with Keller Williams Realty
3430 Toringdon Way Ste. 101
Charlotte, NC 28277